Real Estate Investment Trust (REIT) is a company or a special purpose vehicle (SPV) that owns or in most cases finances income producing real estate properties. Much like the mutual funds, REIT provides investors with regular income and diversification. A…
CIBIL score is a mathematical term that indicates your creditworthiness based on your credit history. It includes details of credit or loans that you acquired during the past years. The score represents the amount of credit taken, how much you…
CIBIL or CREDIT INFORMATION BUREAU (INDIA) LIMITED – India’s first credit information company (founded in August 2000) collects and maintains records of individual’s loans and credit cards. These records are put forward on a monthly basis to CIBIL by its…
What is CIBIL report? CIBIL stands for Credit Information Bureau India Ltd., which serves as the main storehouse of credit information in the country. Over 500 banks and financial institutions report the actions of their customers to CIBIL. The bureau…
Some years ago, investing in mutual fund required you to call an agent and invest through him. A form was filled and you obliged with few signatures. This sort of convenience came at a price that agents charged in the…
As a novice investor, it might seem an uphill task to settle on the perfect type of mutual fund for investment. In case of such a dilemma, the first thing to do is to think about your investment objective. Your…
Basics of Mutual Funds in India Mutual Fund is a financial means that allows multiple investors to ‘pool’ their capital in order to put together an enormous savings corpus. This money is then invested by investment experts called Fund Managers…
How many of us actually realize that we lose lots of bucks in paying added money on bills whenever we dine out at restaurants? Well, most of us fail to understand what service charge, service tax and VAT charges (levied…
For Indian investors, gold has been a favorite investment instrument and it is for a good reason as well. Gold has proved an efficient ally against inflation and equity market downturns. Recently, gold is returning better than debt or equity…